Your first step to confident home-buying.
Get a verified, data-driven estimate of your borrowing power before you apply for a bank loan.
Applicant
Tan Wei Ming
Private Property
Max Eligible Loan
$1,250,000
Tenure
30 years
Purchase Price
$1,670,000
Down Payment
Total
$420,000
Min. Cash
$84,000
CPF or Cash
$336,000
Duties
MSD
$500
BSD
$53,100
ABSD
$0
Stop guessing your budget — start shopping with confidence.
Get a verified, data-driven estimate of your borrowing power backed by real bank criteria.
Real Affordability, Not Rough Estimates
Uses MAS TDSR/MSR, LTV rules and current SORA rates.
Verified via Singpass (MyInfo)
Your income and CPF data pulled securely — no manual uploads needed.
Trusted by Agents
Share your unique Report ID so agents can instantly verify your eligibility.
Get your report in 3 minutes
A simple, secure process powered by Singpass MyInfo.
Sign in with Singpass
We retrieve your verified income data securely via MyInfo.
Answer a few questions
Property type, loan tenure, and existing debts.
Instant Report
See your borrowing power and download a shareable PDF.
Your data is secure and never shared without consent.
Everything agents and banks look for
Your report includes all the key information lenders need to assess your eligibility.
Max Loan Amount (Stress-Tested)
Know the maximum you can borrow based on current MAS guidelines.
Estimated Monthly Instalment
See what your monthly repayments would look like at current SORA.
Income & Debt Breakdown
Clear breakdown of how your TDSR/MSR limits affect borrowing.
Validity Period & Report ID
Unique ID for agent verification with report expiry date.
Affordability Insights
Understand which factors are impacting your borrowing capacity.
Next Steps to Improve
Actionable recommendations to increase your loan eligibility.
Built for Professionals
Backed by Singapore regulations and trusted by property agents island-wide.
Regulatory Compliance
MAS TDSR/MSR guidelines (55% TDSR cap, 30% MSR cap)
Latest HDB & bank LTV rules (75%)
Updated medium-term stress rate ≥ 4%
Based on 3M Compounded SORA from MAS
Note:Cashew's Mortgage Eligibility Report is an indicative assessment and does not replace a bank's In-Principle Approval (IPA).
For Property Agents
Know your client's budget before viewings. Use Cashew's Eligibility Report to filter serious buyers and close deals faster.
Join thousands of buyers already using Cashew.
See why homebuyers and agents trust our eligibility reports.
“Cashew told me what the bank would — in minutes. I knew exactly what I could afford before I even started viewing properties. It gave me so much confidence during negotiations.”
Jennifer Lim
First-time homebuyer, Singapore
Trusted by 1,000+ homebuyers across Singapore
Get your report today.
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