Results for “Fixed vs floating”

16 results

Fixed vs. Floating Rates: Which Mortgage is Right for You?

Should you choose a fixed or floating interest rate for your home loan? This is one of the biggest decisions for mortgage borrowers. In this article, we’ll explain how fixed and floating rate home loans work in Singapore, the pros and cons of each, and how to decide which fits your financial situation best. By the end, you’ll be equipped to make a savvy choice and potentially save thousands on interest.

Justin Admin29 May 2025

Mortgage Basics & FAQs

Best Condo Mortgage Rates in Singapore (Updated on 10 October 2025)

Discover the best condo mortgage rates in Singapore as of 10 October 2025. Fixed and floating packages now start from just 1.5%, down sharply from past years. See today’s lowest rates, compare loan sizes, and learn how much you can save on your condominium loan.

Justin Admin10 Oct 2025

Home Buying 101

New Condo Launches in 2026: What Buyers Need to Know Before Signing

Singapore's 2026 condo launch season kicks off in March with 20+ projects. Fixed rates from ~1.4% — here's what every buyer needs to know.

Justin Admin1 Mar 2026

Home Buying 101

5 Critical Things you Should Consider Before Buying a House

Buying a house in Singapore is one of life's biggest financial decisions. From affordability checks to property types, here are five critical considerations that separate a wise purchase from a costly mistake.

Justin Admin22 Jan 2026

Refinancing & Cost Savings

Step-by-Step Guide to Refinancing Your Home Loan

Refinancing your mortgage might sound complicated, but it’s simpler than you think – especially with the right guidance. In this step-by-step guide, we’ll walk you through the entire refinancing process in Singapore. From reviewing your current loan and comparing offers, to applying and completing the legal work, you’ll see that refinancing is a straightforward way to save money. Follow these steps to confidently navigate your home loan refinance and snag a better deal.

Justin Admin29 May 2025

Rate Updates

Rate Bottom Expected Q2 2026: Is Now the Best Time to Refinance Your Home Loan?

UOB forecasts Singapore interest rates will bottom around Q2 2026 before gradually rising, creating a narrow window for homeowners to lock in near-historic mortgage savings.

Justin Admin16 Jan 2026

Tech & Tools

Meet Cashew’s AI Mortgage Assistant: Instant 24/7 Answers for Homebuyers

Got a burning question about home loans or buying a house at 10pm? Cashew’s AI Mortgage Assistant has you covered. In this article, we introduce you to Cashew’s AI-powered mortgage chatbot – your round-the-clock guide for home financing queries. Discover how this friendly assistant can help you understand complex jargon, compare loan options, and get personalized insights anytime, anywhere. It’s like having a mortgage expert on call 24/7, courtesy of Cashew’s tech innovations.

Justin Admin29 May 2025

Mortgage Basics & FAQs

How to Choose the Best Home Loan in Singapore (Step-by-Step)

With so many banks and loan packages available, how do you choose the best home loan for your needs? This step-by-step guide walks you through the process of selecting a home loan in Singapore. We’ll cover comparing interest rates, understanding loan features (like lock-in and refinancing options), considering customer service, and leveraging tools that make mortgage shopping easier. By following these steps, you’ll feel confident that you’ve found the home loan that truly suits you best.

Justin Admin29 May 2025

Home Buying 101

Pearl's Hill to Lakeview: Your Guide to 2026's Biggest BTO Launches

Singapore's first 60-storey HDB at Pearl's Hill and 6,900 June BTO flats across seven sites give first-time buyers more options—and more financing decisions—than ever. Here's what to know before you ballot.

Justin Admin23 Mar 2026

Access By Cashew

How to Read a Mortgage Factsheet in ACCESS by Cashew

Every mortgage package on ACCESS comes with a one-page factsheet. Once you know how to read it, you can compare any two packages from any bank in seconds. Here's your complete guide.

Justin Admin1 Jan 1970

Refinancing & Cost Savings

Refinancing vs. Repricing: How to Save on Your Mortgage

When your home loan’s interest rate is no longer competitive, you have two main options – refinance with a different bank, or reprice with your existing bank. What’s the difference, and which will save you more? In this article, we break down refinancing vs. repricing, comparing the pros, cons, and cost savings of each. By understanding these two routes, you can choose the best strategy to reduce your mortgage interest and keep more money in your pocket.

Justin Admin29 May 2025

Refinancing & Cost Savings

Refinancing Your Home Loan: When Does It Make Sense?

Interest rates and personal finances change over time – so the home loan you started with might not remain the best deal. In this article, we’ll explore when and why refinancing your home loan makes sense in Singapore. Learn the key scenarios where you should consider refinancing, such as when interest rates drop or when your lock-in ends, and how to evaluate the potential savings. Armed with this knowledge, you can save money and pay off your home loan sooner.

Justin Admin29 May 2025

Refinancing & Cost Savings

When Does Refinancing an HDB Loan Make Sense? A Data-Driven Guide with Kevin Learns Investing

Mortgage rates in Singapore are at historic lows, making refinancing from an HDB loan to a bank loan tempting. But the switch is permanent and involves trade-offs. Understand when refinancing makes sense and when to stay put.

Justin Admin6 Jan 2026

Affordability & Financial Planning

How Much Home Can You Afford in Singapore? Calculating Your Home-Buying Budget

One of the first questions every hopeful homeowner should ask is: “How much home can I afford?” This article will guide you through calculating a realistic home-buying budget in Singapore. We’ll cover income and debt considerations, key lending rules like TDSR/MSR, and how to factor in your savings and CPF – so you can shop for a home with confidence that it fits your finances.

Justin Admin29 May 2025

Home Buying 101

BTO vs Resale HDB 2026: Which Is the Smarter Buy?

With 19,600 new BTO flats and ~13,500 MOP units flooding the market in 2026, first-time buyers face a genuine choice—and the right pick could save S$78,000+ over the life of a loan.

Justin Admin22 Mar 2026

Mortgage Basics & FAQs

Singapore Home Loans FAQ: 10 Common Questions Answered

Confused about how home loans work in Singapore? You’re not alone. In this FAQ, we answer ten of the most frequently asked questions that new homebuyers have about mortgages. From HDB vs bank loans to using CPF and understanding terms like LTV and TDSR, we’ve got you covered. Dive in to boost your mortgage knowledge and borrow with confidence.

Justin Admin29 May 2025

Results for “Fixed vs floating”

Fixed vs. Floating Rates: Which Mortgage is Right for You?

Best Condo Mortgage Rates in Singapore (Updated on 10 October 2025)

New Condo Launches in 2026: What Buyers Need to Know Before Signing

5 Critical Things you Should Consider Before Buying a House

Step-by-Step Guide to Refinancing Your Home Loan

Rate Bottom Expected Q2 2026: Is Now the Best Time to Refinance Your Home Loan?

Meet Cashew’s AI Mortgage Assistant: Instant 24/7 Answers for Homebuyers

How to Choose the Best Home Loan in Singapore (Step-by-Step)

Pearl's Hill to Lakeview: Your Guide to 2026's Biggest BTO Launches

How to Read a Mortgage Factsheet in ACCESS by Cashew

Refinancing vs. Repricing: How to Save on Your Mortgage

Refinancing Your Home Loan: When Does It Make Sense?

When Does Refinancing an HDB Loan Make Sense? A Data-Driven Guide with Kevin Learns Investing

How Much Home Can You Afford in Singapore? Calculating Your Home-Buying Budget

BTO vs Resale HDB 2026: Which Is the Smarter Buy?

Singapore Home Loans FAQ: 10 Common Questions Answered

Cashew Mortgages